Privacy

This notice is provided to you by United Insurance Services, Madrid, Iowa.  We appreciate the trust you place in us when you provide us with the personal information we need when you purchase insurance from us.  We take our obligation to protect your information seriously.  This notice provides you with an explanation of where we get information about you when we write your insurance policies and to whom we disclose that information. In the course of issuing or processing a policy or handling a claim, we may collect information about you from: The insurance application or other forms (for example, your name, address, date of birth and social security number); Your transactions with us (such as payment and claims histories);Consumer reporting agencies (such as your credit history); Information we receive from claims adjusters or other individuals or entities concerning the processing or administration of claims that you might have as a result of purchasing an insurance product from us; Information we receive from underwriting services such as CLUE or Fair Isaac provided for insurance companies and agents and used as a factor in establishing your eligibility for insurance to be used primarily for personal purposes; Information we receive from government agencies such as motor vehicle records; Information that we compile from sources that are within the public domain such as telephone books, city directories, and membership lists that are subsequently compiled into a nonpublic personal information database used by us. Unless it is specifically stated otherwise in an amended Privacy Policy Notice, no additional information will be collected about you. We treat your personal information with respect and concern for your privacy.  We do not sell any of your personal information to any third party.  We maintain physical, electronic, and/or procedural safeguards that comply with federal regulations to guard the information we obtain from you.  In the course of our normal insurance business transactions, we may disclose some information about you to non-affiliated third parties, but only as permitted by law.  Examples of some organizations to whom we might give information are: Independent claims adjusters, appraisers, or attorneys who would need the information to handle your claims; Insurance rating organizations who require information for actuarial purposes; Law enforcement or other governmental agencies in response to a subpoena or threat of one, or in connection with suspected fraudulent coverage requested by you. Financial institutions that may have loaned you money to acquire an item of personal property such as a house, boat, car, jewelry, etc. that requires proof of insurance coverage; Other insurance agents or brokers to enable us to provide insurance coverage requested by you. We may also disclose nonpublic personal information about you to non-affiliated third parties as permitted by law. Our policy regarding dispute resolution: Any controversy or claim arising out of or relating to our privacy policy, or the breach thereof, shall be settled by arbitration in accordance with the rules of the American Arbitration Association, and judgment upon the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof. Reservation of the right to disclose information in unforeseen circumstances:  In connection with the potential sale or transfer of its interests, United Insurance Services reserves the right to sell or transfer your information (including but not limited to your address, name, age, sex, zip code, state and country of residency and other information that you provide through other communications) to a third party entity that (1) concentrates its business in a similar practice or service; (2) agrees to be United Insurance Service’s successor in interest with regard to the maintenance and protection of the information collected; and (3) agrees to the obligations of this privacy statement.  If you have any questions about this privacy notice, you may write to the attention of “Personal Information Request” at our mailing address.

UIS P-1                                                                                                                                                                                                                                                                          6/15/01